> ## Documentation Index
> Fetch the complete documentation index at: https://docs.shores.finance/llms.txt
> Use this file to discover all available pages before exploring further.

# Legal

> Structure, terms, disclosures and policies.

<Callout icon="circle-exclamation" color="#296D69">
  Nothing in these docs is an offer to sell, or a solicitation of an offer to buy, any token or security in any jurisdiction where that would be unlawful. Shores is not available to persons in the United States, Thailand or Costa Rica.
</Callout>

| Page | What it covers |
| - | - |
| [Legal structure](/legal/legal-structure) | The entities behind Shores |
| [Borrower loan agreement](/legal/borrower-loan-agreement) | Standard loan terms |
| [KYC](/legal/kyc) | Identity checks for depositors and borrowers |
| [Interface terms of use](/legal/terms-of-use) | Terms for the Shores app |
| [Privacy policy](/legal/privacy-policy) | Personal data |
| [shUSD risk disclosures](/legal/risk-disclosures) | Formal risk text |
| [shUSD defaults and impairments](/legal/defaults-and-impairments-disclosure) | Formal loss treatment |
| [Available jurisdictions](/legal/jurisdictions) | Where Shores is available |
| [shUSD product disclosures and disclaimers](/legal/product-disclosures) | Important notices |
| [Notice regarding similar names](/reference/official-links#notice-regarding-similar-names) | Unaffiliated projects |


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