# Shores

> Documentation for Shores, where you can earn yield from loans backed by real property on Robinhood Chain.

- [Shores Documentation](https://docs.shores.finance/index.md): Guides, walkthroughs and reference for Shores depositors, borrowers and token holders.
- [What is Shores?](https://docs.shores.finance/getting-started/what-is-shores.md): Earn yield from loans backed by real property.
- [Set up a wallet on Robinhood Chain](https://docs.shores.finance/getting-started/wallet-setup.md): Connect a wallet to Robinhood Chain before you deposit.
- [Getting started guides](https://docs.shores.finance/getting-started/guides.md): Step-by-step guides to deposit, stake and borrow.
- [Deposit and receive shUSD](https://docs.shores.finance/getting-started/deposit-walkthrough.md): Verify, deposit and receive shUSD, step by step.
- [Stake shUSD](https://docs.shores.finance/getting-started/staking-walkthrough.md): Stake for a monthly cash yield, and unstake.
- [shUSD for Depositors](https://docs.shores.finance/depositors/overview.md): Deposit, receive shUSD, stake for a monthly cash yield, and exit on the secondary market.
- [Why Shores](https://docs.shores.finance/depositors/why-shores.md): How Shores compares with crypto-collateral lending and rent-based property tokens.
- [Earning with shUSD](https://docs.shores.finance/depositors/earning-with-shusd.md): Deposit and receive shUSD.
- [Staking and monthly yield](https://docs.shores.finance/depositors/staking-and-yield.md): Stake shUSD for a monthly cash yield. Unstaked tokens accrue value.
- [Points (planned)](https://docs.shores.finance/depositors/points.md): Points for staking shUSD.
- [Exit and the secondary market](https://docs.shores.finance/depositors/exit.md): After an initial lockup, exit on the secondary market.
- [New wallets](https://docs.shores.finance/depositors/new-wallets.md): Who can deposit, and how to verify a wallet.
- [Risk](https://docs.shores.finance/depositors/risk.md): The main risks of holding shUSD, and how Shores manages them.
- [Defaults and impairments](https://docs.shores.finance/depositors/defaults-and-impairments.md): What happens to depositors when a loan is late or defaults.
- [Monthly updates](https://docs.shores.finance/depositors/monthly-updates.md): Monthly reporting on each vault.
- [FAQ](https://docs.shores.finance/depositors/faq.md): Questions depositors ask most.
- [Shores for Borrowers](https://docs.shores.finance/borrowers/overview.md): Short-term bridge loans secured by first liens on real property.
- [How to borrow from Shores](https://docs.shores.finance/borrowers/how-to-borrow.md): Becoming a Shores borrower, from first contact to funding.
- [Loan terms](https://docs.shores.finance/borrowers/loan-terms.md): What a Shores loan looks like.
- [Loan management](https://docs.shores.finance/borrowers/loan-management.md): Payments, extensions, and late payment.
- [Borrower FAQ](https://docs.shores.finance/borrowers/borrower-faq.md): Questions borrowers ask most.
- [Introduction to SHORES](https://docs.shores.finance/token-holders/introduction-to-shores.md): What SHORES is and is not, and the planned tokenomics.
- [Governance (planned)](https://docs.shores.finance/token-holders/governance.md): What SHORES holders will and will not decide.
- [Technical Resources](https://docs.shores.finance/technical/overview.md): Architecture, NAV, security, audits and contract addresses.
- [Protocol overview](https://docs.shores.finance/technical/protocol-overview.md): The Shores components and how they fit together.
- [Protocol actors: roles and permissions](https://docs.shores.finance/technical/protocol-actors.md): Who does what in the Shores protocol.
- [Smart contract architecture](https://docs.shores.finance/technical/architecture.md): The Shores contracts.
- [Vault series](https://docs.shores.finance/technical/vault-series.md): Shores is a numbered series of vaults, each a separate legal cell.
- [Loans](https://docs.shores.finance/technical/loans.md): How loans move through the protocol.
- [Staking and payouts](https://docs.shores.finance/technical/staking-and-payouts.md): How the monthly yield is calculated and credited.
- [NAV, oracles and reporting](https://docs.shores.finance/technical/nav-oracles-and-reporting.md): How the vault is valued, and how holders can check it.
- [Fees](https://docs.shores.finance/technical/fees.md): Where the yield comes from, and who pays which fee.
- [Fees: worked example](https://docs.shores.finance/technical/fees-worked-example.md): Following interest from the borrower to staked shUSD.
- [Credit policy and underwriting](https://docs.shores.finance/technical/credit-policy.md): How Shores selects, sizes and approves loans.
- [Servicing and enforcement](https://docs.shores.finance/technical/servicing-and-enforcement.md): What happens after a loan is funded, and if a borrower does not pay.
- [Transparency and proof of reserves](https://docs.shores.finance/technical/transparency.md): The vault data Shores publishes, and how to check it.
- [Loan book](https://docs.shores.finance/technical/loan-book.md): An anonymized view of every loan in each vault.
- [Security and audits](https://docs.shores.finance/technical/security-and-audits.md): Audits, admin functions, emergency pause and bug bounty.
- [Contract addresses](https://docs.shores.finance/technical/contract-addresses.md): Deployed contracts on Robinhood Chain.
- [Legal](https://docs.shores.finance/legal/overview.md): Structure, terms, disclosures and policies.
- [Legal structure](https://docs.shores.finance/legal/legal-structure.md): The entities behind Shores.
- [Borrower loan agreement](https://docs.shores.finance/legal/borrower-loan-agreement.md): Standard loan terms for Shores borrowers.
- [Interface terms of use](https://docs.shores.finance/legal/terms-of-use.md): Terms for using the Shores interface.
- [Terms acceptance](https://docs.shores.finance/legal/terms-acceptance.md): What you agree to, and when.
- [Privacy policy](https://docs.shores.finance/legal/privacy-policy.md): How Shores handles personal data.
- [KYC](https://docs.shores.finance/legal/kyc.md): Identity checks for depositors and borrowers.
- [shUSD risk disclosures](https://docs.shores.finance/legal/risk-disclosures.md): Formal risk disclosures for shUSD.
- [shUSD defaults and impairments](https://docs.shores.finance/legal/defaults-and-impairments-disclosure.md): Formal treatment of loan defaults and impairments for shUSD.
- [shUSD product disclosures and disclaimers](https://docs.shores.finance/legal/product-disclosures.md): Important notices about shUSD.
- [Available jurisdictions](https://docs.shores.finance/legal/jurisdictions.md): Where Shores is and is not available.
- [Changelog](https://docs.shores.finance/changelog.md): Changes to the Shores protocol and these docs.
- [Glossary](https://docs.shores.finance/technical/glossary.md): Terms used across the Shores docs.
- [Official links](https://docs.shores.finance/reference/official-links.md): The only official Shores links and addresses, and a notice on similar names.
- [Help and support](https://docs.shores.finance/support/help-and-support.md): How to get help from the Shores team.
- [Get in touch](https://docs.shores.finance/contact/get-in-touch.md): How to reach the Shores team.
- [Brand and press](https://docs.shores.finance/support/brand-and-press.md): Brand kit, press, research and dashboards.
- [Troubleshooting](https://docs.shores.finance/support/troubleshooting.md): Solutions to common issues.


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