What is Shores?

Earn yield from loans backed by real property.

Shores tokenizes real property lending. Property owners in Thailand, South Florida and Costa Rica take short-term bridge loans secured by first liens on real property and pay 12–14% interest. Depositors hold shUSD, a vault token built on Robinhood Chain. When they stake it, they receive the net interest as a monthly cash yield, with an 8% target.

The loans are made offchain, the way real property lending has always worked: local loan documents, registered liens and active servicing. Shores brings the deposit, the vault accounting and the yield onchain.

Real property credit is far larger offchain and is only beginning to move onchain.

Links:

• Website: [TBD: website URL]
• App: [TBD: app URL]
• X: [TBD: X handle]
• Telegram / Discord: [TBD: community links]
• Dashboard: [TBD: data dashboard link]
• Contact: [TBD: contact email]

Key facts

What it is	Earn yield from loans backed by real property
Vault token	shUSD
Chain	Built on Robinhood Chain
Borrower rate	12–14%, the rate brokers charge today
Depositor yield	8% target monthly cash yield on staked shUSD
Security	First liens on real property
Markets	Thailand, South Florida and Costa Rica
Exit	After an initial lockup, sell on the secondary market
Restricted	Not available to persons in the United States or Australia

Yields are targets and are never promised. shUSD can lose value, and you may not be able to sell it when you want or at the price you want. Read Risk and the Legal section before you deposit.

Next steps

Set up a wallet

Connect a wallet to Robinhood Chain.

Getting started guides

Deposit, stake or borrow, step by step.